Most homeowners’ insurance policies work to protect you against unexpected costs due to disasters. With that in mind, many assume that their insurance policy will cover termite treatments. Unfortunately, insurance agencies very rarely cover termite-related costs in Florida and nationwide.
The bad news is that insurance companies consider termites to be a preventable problem. While insurance doesn’t cover termite treatment, you can take other measures to protect your property from termite problems, including something called a termite bond.