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WDI Inspection Report

A wood-destroying insect report (WDI report) is a crucial part of the home buying process here in Florida. 

In Florida, where the climate encourages year-round insect activity, a WDI report is useful whether you’re buying or selling a property. It helps you understand your home’s condition, and identifies  any damage from termites and other wood-eating insects.

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How Do I Get A WDI Report in Florida? - Florida Pest Control

What is a WDI Report?

A WDI report, or wood-destroying insect inspection report, is a formal document. It is carried out by a trained professional who checks the property for signs of wood destroying insect activity and damage. 

This report is not a general home inspection. It focuses only on insects that cause structural damage to wood. The inspector records any signs of live activity, past infestations, or structural weaknesses  that could invite future infestations. They also check  that  previous damage has been repaired and whether the structure currently shows signs of damage .

Lenders, especially those providing VA or FHA loans, often require this report during the home-buying process. Even if a lender doesn’t request one , getting a WDI inspection is still worthwhile. It protects buyers from surprise repair costs, and helps sellers demonstrate transparency about the home’s history.

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How does a Wood Destroying Insect Inspection Work?

Before buying, selling, or refinancing a home, many lenders and agencies require a WDI (Wood Destroying Insect) inspection. This inspection checks for signs of termites and other insects that can damage wood structures. It’s an essential step in identifying hidden issues and protecting the value of your property.

  1. Your inspection will be completed by a trained, professional pest control technician. The technician will assess all potential accessible problem areas for signs of wood-destroying insects.
  2. Your technician will look for signs of past activity and possible vulnerabilities. This includes mud tubes, frass, hollow-sounding wood, small holes in wooden surfaces, or live insects. 
  3. They will  assess conditions supporting infestations, such as  moisture buildup, untreated wood, or landscaping that touches the structure.
  4. Any open wooden structures, like decks and porches, will be carefully examined.
  5. If damage is found, the inspector will determine whether it’s active, previously treated, or needs immediate attention.
  6. Once the inspection is complete, the technician will issue a formal WDI report. This report includes diagrams and notes that show where activity was found, along with details about the type of insect involved. It also states whether the issue is current or historical.

Do I Need a WDI Inspection for a Property I'm Purchasing?

If you’re buying a home in Florida, a WDI inspection is strongly recommended. Termites and other wood-damaging insects are common in the region due to  high humidity and warm temperatures, which provide ideal conditions for colonies to thrive.

It is a requirement for some  loan programs, such as VA and FHA loans, but also offers protection for the buyer. 

Likewise, sellers benefit from a current WDI report. It helps support the asking price, shows that the property has been well maintained, and builds trust with potential buyers. It can also reduce the risk of last-minute issues or delays at closing.

Are WDI Reports Mandated in Florida?

WDI reports are not automatically required for every real estate transaction in Florida, but lenders frequently ask for them. That means most buyers and sellers will likely need a WDI inspection at some point during the process. Whether it’s required by the lender or to provide added confidence, this inspection plays a key role in real estate deals throughout the state.

Florida’s building codes and real estate standards highlight the value of termite prevention and control. While state law does not mandate wood-destroying insect inspection in every case, skipping it raises the risk of buying a home with termite activity and/or damage.

Many real estate professionals recommend the report as part of standard due diligence . Buyers, sellers, and agents all benefit from having a clear, unbiased document that outlines the condition of the structure and any visible signs of insect activity.

If you plan to sell your home in Florida, having a current WDI report ready can help speed up the process. It shows that you’ve documented your home’s  condition and are prepared to address questions about past treatments or repairs.

 If you’re looking for a WDI inspection and report, let our team help. Reach out today to schedule an appointment with a skilled and experienced professional.